#2528. Financial citizenship and shadow banking in Pakistan: a study of two deposit-taking microfinance banks

October 2026publication date
Proposal available till 30-05-2025
4 total number of authors per manuscript4010 $

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Journal’s subject area:
Geography, Planning and Development;
Economics and Econometrics;
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Abstract:
The article examines how inclusive finance solves the problem of unequal access to finance. Institutionalized forms of inclusive finance result in the banking system offering unequal access to finance as it contains separate parts for different clients. Such a system is defined by the main commercial banks based on the traditional model of bank intermediation on the one hand and inclusive financing based on the model without intermediation or shadow banking on the other.
Keywords:
Development; financial citizenship; financial inclusion; financialization; inclusive finance; shadow banking

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